Issue Visa & Mastercard cards, open multi-currency accounts, spin up crypto wallets, sell gift cards from 3,000+ brands, and run KYC — all through a single integration. Go live in days, not quarters.
# Issue a reloadable card, funded from a crypto wallet curl https://api.kemycard.dev/v1/cards \ -H "Authorization: Bearer kc_live_****" \ -H "Content-Type: application/json" \ -d '{ "product": "visa_reloadable", "currency": "USD", "funding": "USDC_BASE", "kyc_level": "full" }' // 201 Created { "id": "card_2x91kP", "status": "active", "pan_masked": "**** 4829", "apple_pay": true }
Independent but interoperable — subscribe to one, or run them all from a single API key.
Let your users spend crypto anywhere Visa and Mastercard are accepted. Issue virtual cards in seconds — with or without KYC. Ship physical cards worldwide, and support Apple Pay and Google Pay out of the box. No bank needed — just one API call.
Give your users their own bank account numbers in 6 currencies. They receive SEPA, Wire, ACH, PIX, SPEI or PSE transfers and you convert to crypto instantly — the easiest on-ramp for your platform, no banking license required.
Spin up custodial wallets for each of your users in one API call. Support USDC and USDT across the most popular chains — Ethereum, Base, Solana and Tron. Your users deposit, you sweep, and funds are ready to spend on cards or withdraw.
Turn crypto into everyday purchases. Your users buy Netflix, Amazon, Steam, Spotify and 3,000+ other brands instantly — no card needed. Digital codes delivered in seconds, paid from their crypto balance. A powerful monetization channel with zero chargebacks.
Stay compliant without building a KYC stack. Generate verification links for ID and proof-of-address through Veriff or Didit — we pass through provider costs with zero markup. Unlimited verifications on any paid plan, results via webhook in real time.
A flat monthly rate per product plus transparent per-operation fees. The longer you commit, the bigger the discount.
| Operation | Fee |
|---|---|
| Card issuance (prepaid) | $5 |
| Card issuance (reloadable) | $5 |
| Card recharge | $2 + 2% |
| Physical card — cost + shipping | $35 + $65 |
| Wallet — create | $1 |
| Wallet — deposit / withdraw | $1 + 0.5% |
| Virtual Account — issuance | $10 |
| ID Verification (KYC) | $2 |
| Proof of Address (POA) | $1.80 |
Your operational balance funds all partner operations. Top-up fees apply when you load funds.
| Ops account | Top-up fee |
|---|---|
| Ops Cards (Mastercard) | $2 + 2.5% |
| Ops Cards (Visa) | $2 + 2.5% |
| Ops Gift Cards | 5% |
| Ops Others (wallet, virtual account, physical card, KYC) | $2 + 2.5% |
No markup. We pass through exactly what Veriff / Didit charge — it's mandatory for cards and accounts anyway, so we don't profit from it.
Predictable JSON, idempotency keys, signed webhooks for every event, and a full sandbox so you can build before you sign. Rate limits scale with your plan.
// Signed event delivered to your endpoint { "event": "card.authorization", "data": { "card_id": "card_2x91kP", "amount": 42.90, "currency": "USD", "merchant": "Netflix.com", "funded_from": "USDC_BASE", "status": "approved" }, "signature": "t=1780,v1=9a7f..." }
We'll review your use case and send API keys, docs and a partnership proposal.
Thanks — our team will reach out at with API keys and next steps.